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Dental study models on the counter at Tooth n Care
Fees & Payment Options

Treatment when you need it, not when you can afford it

Clear pricing before anything starts, health fund claiming on the spot, and interest-free ways to spread the cost. Payment is due on the day of treatment — here’s every way to handle it.

On The Day

How you can pay

We believe you should be able to have treatment when you need it, not when you can afford it. Payment is due on the day of treatment, and there are more ways to manage it than most people expect.

Cash, EFTPOS & cards

We accept cash, EFTPOS, Visa and Mastercard. A small surcharge may apply on credit card payments.

HICAPS & health funds

Bring your health fund card and we claim on the spot with HICAPS — you only pay the gap. All health funds are welcome, including HCF, Bupa, Medibank, nib, CBHS, Teachers Health, Defence Health, Australian Unity and GMHBA.

CDBS for children

The Child Dental Benefits Schedule covers up to $1,158 of basic dental services per eligible child over two consecutive calendar years, bulk billed with no out-of-pocket cost for covered services. The cap is indexed each January.

Eligibility is set by Services Australia — check your child’s eligibility.

DVA card holders

We accept DVA Gold and White cards. Please present your card before treatment begins so we can arrange billing for you.

NSW public dental vouchers

We accept Oral Health Fee For Service Scheme (OHFFSS) vouchers for the Hunter area. The voucher is issued by the public dental service at their discretion — not by us — so start with them if you think you qualify.

About the OHFFSS scheme

Seniors discount

If you’re 60 or over, a 5% discount applies to your treatment. Just mention it at reception.

Spreading The Cost

Interest-free payment plans

Reception at Tooth n Care, where health fund claims are processed on the spot

Humm — National Dental Plan

Buy now, pay later for dental treatment in interest-free instalments. Apply at checkout or through the Humm app in a few minutes.

Lending criteria, fees and terms and conditions apply. About Humm

DentiCare

A simple direct-debit plan with no interest and no credit check — a $39 establishment fee, for treatment plans over $1,000. Pay weekly, fortnightly or monthly over up to 18 months.

Lending criteria, fees and terms and conditions apply. About DentiCare

Accessing your super

For essential dental treatment, the ATO’s Compassionate Release of Super can apply — covering implants and dentures, oral and maxillofacial surgery, braces and orthodontics, root canal treatment, crowns and general dentistry. SuperCare is our preferred facilitator; they charge no fee unless your application is approved.

Conditions apply and approval sits with the ATO. SuperCare for Tooth n Care patients

Not sure what fits?

Every treatment plan we give you comes with clear pricing before anything starts — inclusions, exclusions and any deposit spelled out. Ask us to walk you through the options; it takes five minutes.

Tooth n Care 135 Lawes Street,
East Maitland NSW 2323
02 4933 4667 Get Directions

This information is general in nature and is not a substitute for personalised advice from a registered dental practitioner. Any dental or surgical procedure carries risks. Individual results vary. Before proceeding with treatment we encourage you to ask questions and, if you wish, seek a second opinion from a qualified health practitioner.